HAnatomi
The two-factor authentication, though not a silver
bullet, could be reliable when it comes with a reliable password. 2 is larger than 1 on paper, but two weak boys in the
real world may well be far weaker than a toughened guy. Physical tokens and phones are easily lost,
stolen and abused. Then the password would be the last resort. It should be strongly emphasized that a truly
reliable 2-factor solution requires the use of the most reliable password.